Who runs and manages workers' compensation programs?

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Multiple Choice

Who runs and manages workers' compensation programs?

Explanation:
The system is created and overseen by the state. States pass mandatory workers’ compensation laws and run the program through a state agency (often a workers’ compensation board or department) that enforces the rules. Private insurers commonly provide the coverage or administer claims under those state regulations, which is why the model is described as a state-run, mandated program managed by private insurers. The federal government runs a separate program for federal employees, not the private‑sector workers covered by state programs. Local city agencies or independent nonprofits do not run the nationwide system.

The system is created and overseen by the state. States pass mandatory workers’ compensation laws and run the program through a state agency (often a workers’ compensation board or department) that enforces the rules. Private insurers commonly provide the coverage or administer claims under those state regulations, which is why the model is described as a state-run, mandated program managed by private insurers. The federal government runs a separate program for federal employees, not the private‑sector workers covered by state programs. Local city agencies or independent nonprofits do not run the nationwide system.

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